Choose the plan that fits your business needs — from early-stage fintechs to established financial institutions.
All plans include ISO-certified infrastructure, REST APIs, web & mobile SDKs, and standard support.
FINX Comply
Orchestrated Onboarding
Orchestrated onboarding for individuals and businesses, with embedded identity, AML, and e-signature capabilities.
Volume-based subscription
Tiers based on monthly verifications. Annual & custom enterprise plans available.
Plan highlights
Identity Verification (IDV)
Face Biometrics & Authentication
Liveness & Anti-Spoofing
AML & Sanctions Screening
eKYC / eKYB Workflows
Orchestrated Digital Onboarding
Electronic Signatures
FINX Crime
Financial Crime & Risk
Embedded financial crime & risk controls for regulated businesses — AML, fraud, sanctions, and case management.
Volume-based subscription
Tiers based on monitored accounts per month. Enterprise plans available.
Plan highlights
KYB & Business Verification
Fraud Detection & Prevention
AML Sanctions & Payment Screening
Continuous Transaction Monitoring
KYT — Crypto Transaction Monitoring
Risk Scoring & Risk Exception
Intelligent Case Management
FINX Flow
Transaction Orchestration
Govern transaction routing, decisioning, and authorization across partners, corridors, and compliance layers.
Volume-based subscription
Tiers based on transactions processed per month. Enterprise plans available.
Plan highlights
Transaction Orchestration Engine
Real-Time Decisioning & Holds
Authorization, Routing & Limits
Compliance & Risk Enforcement
Partner, Rail & Corridor Abstraction
Integrated FINX Crime Controls
FINX Access — Secure Channel Layer Add-on
How pricing works
Tailored to your scale and use case
Pricing is scoped to your actual usage — not padded bundles. Talk to our team and we'll build a plan that fits.
01
Choose your product
Start with the module that solves your immediate need. Each product works independently.
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We scope your volume
Our team reviews your monthly verifications, accounts, or transactions to recommend the right tier.
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Flexible plans
Annual subscriptions, monthly options, and custom enterprise agreements — no forced lock-in.
04
Scale as you grow
Tiers adjust as your volume grows. Add more products without re-contracting.
Compare plans
Full feature comparison
Hover over the ℹ icon on each feature to read a detailed description.
Included in planAdd-on Available as add-on— Not included
Feature
FINX Comply
FINX Crime
FINX Flow
Trusted Identity & Verification▾
Identity Verification
ID Verificationℹ︎Validation of ID document authenticity and structure against known security patterns.
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ID Proofing - Security Checksℹ︎Verify against 15K+ ID types and templates from 248 countries and territories, with support in 138 languages.
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User Information Validationℹ︎The end user will validate the information extracted from the ID document.
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IDV Reportℹ︎Summary of identity verification results and risk indicators.
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Rule Configuration by Country & ID Typeℹ︎Easily adapt onboarding and compliance checks with flexible rule settings based on jurisdiction and document type requirements.
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Automated Data Extraction (Additional Fields)ℹ︎Extracts extra fields from ID documents beyond standard data.
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Ongoing ID Document Verificationℹ︎Checks daily if the ID has expired and sends automatic reminders to update the document.
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Biometrics
Liveness Detectionℹ︎Confirms the user is physically present during verification.
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Face Matchℹ︎Matches the user's selfie with their ID photo.
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Deepfake Detectionℹ︎Uses AI to detect manipulated or synthetic facial videos.
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Anti-spoofing & Presentation Attack detectionℹ︎Advanced anti-spoofing and presentation attack detection (PAD) prevent deepfakes and impersonation attempts, ensuring secure and trustworthy identity verification.
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Anti-Photoshop Checksℹ︎Detects digitally altered or tampered ID documents
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Continuous Face Authentication mejorar)ℹ︎Re-authenticate returning users by matching their face to the verified biometric profile, with real-time liveness checks
Email Verificationℹ︎Checks if the email address is valid, active, and able to receive messages
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Phone Verificationℹ︎Checks if the phone number is valid, active, and reachable
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SMS Notification Serviceℹ︎Applies when sending OTPs for phone verification, identity verification links, or electronic signature requests via SMS instead of email.
SMS rates vary by plan & region. Contact us for details
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Identity Management & Control
Identity Management Dashboardℹ︎Centralized dashboard for reviewing identity verification history and biometric authentication activity.
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Identity Management Configuration Portalℹ︎Configure and customize identity verification rules, and logic to fit your business needs.
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Risk Signals & Profiles
OneView 360 Customer Profile Integrationℹ︎Identity verification results are automatically integrated into the OneView 360 profile, providing a unified view of each customer’s data, documents, and risk history for ongoing monitoring.
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Risk-Based Identity & Biometrics Verificationℹ︎Applies dynamic, risk-based rules to identity and biometric checks. Enhances fraud detection and AML compliance by adjusting verification requirements based on the customer’s risk profile.
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Orchestrated Onboarding & Intake▾
KYC Registrationℹ︎Personalized KYC form for individual customers, including document upload sections. Charged per template in addition to the monthly commitment.
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KYC Registration with UBOs & Officersℹ︎Personalized KYC form for business customers, including sections for UBOs, corporate officers, and power of attorney, with document uploads by person type. Charged per template in addition to the monthly commitment.
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Required KYC Document Uploadℹ︎Allows uploading or capturing required document based on KYC/KYB requirements for each person type.
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Agreement Generation for E-Signatureℹ︎Automatically generates agreements ready for electronic signature as part of onboarding or contract flows.
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Secure Electronic Signatureℹ︎Sign documents electronically with verified identity and full auditability.
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Bank Verification: SWIFT, ABA, IBANℹ︎Verifies the bank institution by validating identifiers such as SWIFT codes, ABA routing numbers, and IBANs.
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Dynamic Templatesℹ︎Customizable onboarding or compliance forms tailored by customer type or process stage.
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Onboarding Dashboardℹ︎Centralized dashboard to track orchestrated onboarding flows, including status, tasks, and user progress in real time.
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Customer OneView 360ℹ︎Unified customer profile view with full identity, verification, and risk history.
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KYC Due Diligenceℹ︎Enables review and manual updates to KYC data and risk scores for compliance, due diligence, and enhanced due diligence.
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KYC Workflow Builderℹ︎Adaptive onboarding flows with forms and checks tailored to your business rules.
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Team Collaboration Managementℹ︎Add internal notes, attachments, call logs, and meeting records for shared case handling.
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Risk-Based KYC Registrationℹ︎Integrates with Dynamic Risk Scoring and Risk Matrices to support risk-based KYC registration and decisioning.
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AML Screening▾
Individual AML Screeningℹ︎AML screening of 3K+ sanctions lists, global PEPs, & adverse media
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Business AML Screeningℹ︎Screen businesses and related parties (UBOs, directors, officers) against global sanctions and watchlists.
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Ongoing AML Monitoringℹ︎Automatically re-checks customers and businesses against AML data sources.
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Ad Hoc Screening & Review Dashboardsℹ︎Enables analysts to perform one-off AML screenings for non-customers and track results in a dedicated review dashboard.
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Streamlined AI-powered Case Managementℹ︎Easily manage and resolve AML alerts with centralized, AI-powered workflows.
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Customizable AML Templatesℹ︎Pre-built AML workflows you can tailor to your policies and risk framework.
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Risk-based AML Screeningℹ︎Screening alerts are factored into the risk matrix to dynamically adjust customer risk scores.
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Financial Crime & Risk Controls▾
AML Payment Screeningℹ︎Real-time screening of payment entities against AML, sanctions, PEP, and other watchlists
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AML Risk Exception Managementℹ︎Automates closure and documentation of repetitive risk-accepted alerts, reducing false positives and ensuring audit readiness.
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Transaction Monitoringℹ︎Detects suspicious transactions in real time using configurable thresholds, patterns, and anomaly detection.
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Trend & Behavior Analysisℹ︎Uncovers anomalies by analyzing transaction trends and deviations from normal user behavior.
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Fraud Prevention for Paymentsℹ︎Prevents fraudulent activity in payments and transactions using predefined rules and behavioral signals.
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Manual Account Flaggingℹ︎Allows analysts to manually flag accounts for enhanced monitoring and follow-up beyond automated rules.
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Intelligent Case Managementℹ︎End-to-end case handling with AI tools to streamline financial crime investigations.
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Dynamic Risk Scoring & Matricesℹ︎Generates real-time risk scores with configurable matrices and adjustable weighting.
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Interactive Dashboardsℹ︎Unified dashboards for monitoring risks, accounts, and transactions with real-time insights and scoring trends.
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No-Code Rule Templatesℹ︎Easily create and adapt detection rules through a flexible, no-code interface.
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Multi-Currency & Stablecoin Monitoringℹ︎Monitor transactions across fiat and stablecoins with built-in exchange rate conversion.
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Business Verification (add-on)
Corporate Registry Checkℹ︎Verifies business information against 300M+ legal entities across 250 countries and 280 official registries.
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Ownership & Control Checkℹ︎Identifies and validates company ownership structure, including UBOs and key controllers.
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Corporate Documents Reviewℹ︎Access and download corporate documents where available in the official registry.
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Business OneView 360 & Corporate Structureℹ︎Provides a consolidated view of the business profile, ownership structure, registry information, and verification results.
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Account Takeover & Fraud Prevention (add-on)
Behaviour Anomaliesℹ︎Identify unusual user interactions by analyzing mouse movements, scrolling patterns, session abandonment frequency, gesture speed, and erratic navigation behavior.
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Device Anomaliesℹ︎Detect suspicious device activity through IP/location mismatches, time-zone inconsistencies, high-risk geographies or ISPs, and repeated login attempts from the same IP.
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Browser Anomaliesℹ︎Spot risky sessions by monitoring browser type, incognito/private mode, use of local or session storage, installed plug-ins, and language/IP mismatches.
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Typing Anomaliesℹ︎Uncover abnormal typing behavior by evaluating corrections, autofill usage, copy/paste patterns, typing speed, cadence, and familiarity with entered information.
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Know Your Transaction - KYT (add-on)
Real-Time Crypto Transaction Monitoringℹ︎Detect suspicious crypto activity in real time before authorization or settlement.
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Address Risk Scoring & Attributionℹ︎Score addresses based on exposure to high-risk entities and illicit activity patterns.
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Sanctions Crypto & Watchlist Screeningℹ︎Flag transactions involving sanctioned or high-risk entities to support AML compliance
Conditional Execution & Holdsℹ︎Place transactions on hold pending review, compliance check, or additional data.
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Escalation Logic & Overridesℹ︎Route exceptions for human-in-the-loop decisions and support override authority based on roles.
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Authorization & Decisioning
Authorization Engineℹ︎Authorizes transactions before execution based on rules, compliance, and partner constraints
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Approve / Decline / Conditional Outcomesℹ︎Return structured decision outcomes for downstream processors and partners.
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Decision Reason Codesℹ︎Provide machine-readable reason codes to support auditability and platform integration.
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Risk-Based Decisioning (via FINX Crime)ℹ︎Combine AML, fraud, and sanctions signals into decision outcomes. Requires FINX Crime.
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Manual Review & Exception Handlingℹ︎Support analyst intervention for exceptions, escalations, and conditional approvals.
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Partner & Rail Abstraction
Partner & Rail Abstraction Layerℹ︎Decouple business logic from processors, PSPs, wallets, and payout partners.
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Corridor Enablementℹ︎Enable corridors or partner routes without reconfiguring products or onboarding flows.
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Partner Routing Logicℹ︎Select partners dynamically based on cost, availability, risk, or corridor attributes.
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Multi-Partner Failoverℹ︎Fallback to alternate providers when primary partners are unavailable or constrained.
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FX & Payout Selection Logic (optional connector)ℹ︎Select FX or payout partners dynamically based on corridor needs and pricing.
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Compliance & Risk Integration
Compliance Hold & Conditional Releaseℹ︎Hold transactions pending compliance checks and release based on policy outcomes.
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AML/KYT Integration (via FINX Crime)ℹ︎Consume AML & KYT signals during authorization for risk-aware decisioning.
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Fraud Risk Signals (via FINX Crime)ℹ︎Use behavioral and anomaly signals for fraud-aware authorization.
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Travel Rule Signals (via FINX Crime)ℹ︎Receive Travel Rule compliance outputs for crypto and cross-border activity.
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Sanctions Screening Integration (via FINX Crime)ℹ︎Ensure compliance with sanctions and restricted-party screening requirements.
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Operational Governance
Transaction Audit Trailℹ︎Log all policy, compliance, and decision steps for audit and supervisory review.
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Partner & Corridor Visibilityℹ︎Monitor performance, success rates, exceptions, and corridor availability across partners.
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Decision Logging & Evidenceℹ︎Record decision inputs, signals, and reason codes for transparency and dispute resolution.
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Exception Case Integrationℹ︎Escalate exceptions into FINX Crime case management for investigation or EDD.
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Regulatory Reporting Outputsℹ︎Export structured evidence for regulators, auditors, and counterparties.
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Payment Capabilities▾
Licensed Payment Enablementℹ︎Supports payment operations through licensed partners and regulatory-aligned operating models.
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Add-on
Cross-Border Payment Supportℹ︎Supports domestic and international payment flows across connected corridors, partners, and payout models.
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Add-on
Bank, Card & Digital Railsℹ︎Supports ACH, bank-linked payments, cards, wallet payments, bill pay, remote deposit, and connected digital payment methods across multiple rails.
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Add-on
Stablecoin & Embedded Paymentsℹ︎Supports applicable stablecoin and digital-asset-related payment flows, as well as embedded and conversational payment experiences.
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Add-on
Payouts, Collections & Disbursementsℹ︎Supports outbound disbursements, inbound collections, pay-ins, pay-outs, and payout workflows across connected providers.
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Add-on
Banking & Payment Product Supportℹ︎Supports workflows for accounts, transfers, remittances, loans, BNPL, cards, digital assets, ATM-related services, and other payment-linked product experiences.
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Add-on
Secure Channel Layer — FINX Access▾
Read-Only & Action Accessℹ︎Securely expose accounts, balances, transactions, and statuses governed by FINX Flow policies.
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Add-on
Transaction Submission & Requestsℹ︎Submit transactions and requests that are authorized by FINX Flow before execution.
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Add-on
Role-Based Access Control (RBAC)ℹ︎Control who can view or initiate actions based on roles and permissions.
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Add-on
Policy-Enforced Interactionsℹ︎Every action is validated against Flow rules, limits, and compliance checks.
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Add-on
Channel-Agnostic Enablementℹ︎Enable web portals, operator consoles, partner UIs, and embedded experiences without duplicating logic.
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Add-on
Branded Experience & White-Label Capabilities▾
Branded Identity & Biometrics SDKsℹ︎SDKs for web and mobile apps that support identity verification and biometric authentication with your brand styling.
Electronic Signatures with Client Identityℹ︎Enables white-labeled electronic document signing tied to the user's verified identity, fully branded to your organization.
White-label Onboarding Registration and Originationℹ︎Fully brandable onboarding experience, including registration and application forms.
Branded email delivery (client domain)ℹ︎Sends system emails (e.g., verification, onboarding) from your own domain for a fully branded experience.
Customizable Notifications and Alertsℹ︎Configure notification types, content, and delivery methods based on user actions or system triggers.
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White-Labeled FINX Access Interfacesℹ︎Branded interfaces for viewing accounts, transactions, and initiating permitted actions, governed by FINX Flow policies.
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Product Integration▾
Rest/Full APIs Integrationℹ︎Secure RESTful APIs to integrate Finx features with your systems for seamless data exchange.
Session Generation via APIℹ︎Create and manage secure user sessions for onboarding or verification flows via API.
Web SDK / Mobile SDK Integrationℹ︎Easily embed Finx functionality into your web and mobile apps using ready-made SDKs.
Document Download / Upload via APIℹ︎Use APIs to programmatically upload or retrieve documents required during onboarding or verification.
Webhook Configurationℹ︎Configure webhooks to receive real-time event updates, such as verification results or transaction alerts.
FAQ
Frequently asked questions
Each plan includes a predefined set of features. Comply covers identity, onboarding, and AML. Crime covers financial crime risk controls. Flow covers transaction orchestration and authorization. You can combine them for full coverage.
Yes. FINX is modular. Start with a single product and expand as your needs grow. Add-ons such as KYT, Business Verification, and FINX Access are available on top of any plan.
Yes. We offer personalized demos tailored to your use case and industry. Book a demo to explore how FINX can support your product, launch strategy, and compliance requirements.
Plans are offered across tiered subscriptions — Startup, Business, Growth, Scale, and Enterprise — based on your monthly volume. The metric differs per product: verifications for Comply, monitored accounts for Crime, and transactions for Flow.
If you exceed your tier threshold, you move to the next tier automatically and are billed accordingly. You can also upgrade proactively at any time.
No setup fees for standard plans. Custom implementations and enterprise integrations may have additional scoping costs — our team will walk you through specifics before you commit.
Yes. All plans include standard support and full access to documentation. Dedicated success managers and SLA guarantees are available on higher tiers and enterprise agreements.
Ready to get started?
Talk to a FINX specialist and find the right combination of products for your compliance and transaction needs.