FINX IDV

Digital Identity
Verification

AI-powered biometrics, document authentication, and real-time fraud detection — for fast, reliable identity verification at global scale.

Used by fintechs, payment platforms, and financial institutions to verify identities, detect forged documents, and stop synthetic fraud before account creation.

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FINX IDV — Document and face match verification on mobile
99%
Effectivity rate
15K+
ID types
250+
Countries
138
Languages
Used by fintechs, payment platforms, and financial institutions
Fintechs Digital Banks Payment Platforms Lenders eCommerce Crypto Platforms
Biometric Identity Capture

Face biometrics with real-time identity matching

Capture high-quality facial biometrics and link them to official identity documents to confirm user legitimacy — fast, frictionless, and fraud-resistant.

  • Face Recognition
    Match user selfies with government-issued IDs in real time
  • Passive Capture Flow
    Frictionless, touchless, camera-optimized UX for higher conversion
  • Identity Binding
    Cryptographically bind the biometric profile to the verified document identity
  • Periocular Detection
    Eye-region analysis to strengthen matching and resilience against partial obfuscation
Also available inside FINX Comply
FINX IDV is included in FINX Comply as part of the full onboarding orchestration. Use IDV standalone when you only need identity verification without the full onboarding workflow.
Liveness & Deepfake Defense

Ensure the user is truly present — not a spoof or AI-generated identity

Robust liveness detection defeats modern attacks — from printed photos and masks to deepfakes and GAN-generated videos.

  • Passive Liveness Detection
    Frictionless proof-of-presence, no awkward user actions
  • Deepfake Detection
    Identifies AI-generated artifacts and manipulated facial content
  • Replay & Video Attack Protection
    Detects screen replays, injections, and recorded sessions
  • Anti-Spoofing
    Flags printed photos, masks, cutouts, and other presentation attacks
  • Presentation Attack Detection (PAD)
    PAD signals suitable for compliance and assurance teams
Document & ID Proofing

Forensic-grade checks across 15K+ global ID types

Analyze government-issued IDs for authenticity and integrity using AI-powered document security controls — across 250+ countries, 138 languages.

  • ID Template Matching
    15,000+ identity documents across 248+ countries & 138 languages
  • Auto ID Type Detection
    Frictionless recognition and capture of document type
  • OCR + MRZ Extraction
    Structured data from text, barcodes, and MRZ in seconds
  • Security & Tamper Checks
    Holograms, fonts, microprint, UV/IR patterns, and layout consistency
  • Photoshop & Editing Detection
    Flags digitally altered or forged documents
  • NFC / eID Support
    Read RFID chips from compatible electronic IDs and passports
15K+
ID Documents
250+
Countries
138
Languages
99%
Effectivity Rate
99%
IDV effectivity rate
80%
Faster verification
90%
Fraud reduction
95%
Phishing prevention
User & Data Validation

Confirm the identity belongs to a real, reachable person

Cross-check user-submitted data and device signals to detect inconsistencies, synthetic identities, and high-risk patterns before account creation.

  • Cross-Field Data Validation
    Compare OCR, barcodes, MRZ, and RFID data to detect mismatches
  • Rich Data Extraction
    Name, DOB, nationality, address, document number, expiry, and more
  • Device Intelligence
    Device fingerprinting and anomaly indicators for risk-aware decisions
  • Geolocation & IP Risk
    Flags VPNs, proxies, impossible travel, and abnormal velocity
  • Confidence Scoring
    Structured decision outputs that feed into onboarding and risk engines
Risk Controls & Rules Engine

Adapt verification flows by country, product, and risk model

Rule-based workflows that align identity verification with regulatory frameworks and your risk appetite — configurable without code.

  • Dynamic Rules by Country
    Configure checks and thresholds per jurisdiction and regulation
  • Dynamic Rules by Document Type
    Tailor flows for passports, national IDs, driver's licenses, and more
  • Policy-Based Outcomes
    Auto-approve, escalate for review, or decline based on risk signals
  • Risk Score Outputs
    Normalized scores and decision flags ready to feed FINX Comply and FINX Crime
How it works

From document capture to verified identity

FINX IDV runs a multi-layer verification in seconds — combining document proofing, biometrics, and data validation in one seamless flow.

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Step 01
Document Capture
User scans or uploads government-issued ID. Auto-detect type and quality.
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Step 02
ID Proofing
Forensic checks — holograms, fonts, tamper detection, OCR & MRZ extraction.
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Step 03
Biometric Capture
Selfie + liveness detection. Face match against document photo.
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Step 04
Data Validation
Cross-field checks, device intelligence, geolocation risk signals.
Step 05
Decision Output
Approve, escalate, or decline — with confidence score and reason codes.

Ready to verify identities at global scale?

See FINX IDV in action with a personalized demo tailored to your verification use case and markets.

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